Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.
New HDB policy: Standard, Plus and Prime – how does it affect you?
Housing and Development Board (HDB) will change how it classifies Build-to-Order (BTO) projects, starting in the second half of 2024. The policy changes intend to ensure that HDB policies continue to remain relevant in Singapore's current social and economic construct.
This article provides a comprehensive guide to the costs of buying a home in Singapore, including down payment, stamp duty, legal fees, and renovation costs.
I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
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DISCLAIMER
This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.
I liked how Janelle being persistent in her approach and follow-up to arrange the meeting with me. She had demonstrated professionalism during the financial planning process. She listened and understood my needs, and came out with solution to address my concern. I'd recommend her to my family and friends.
Sunny Chen, Executive Officer
Janelle is a kind and patient Financial Services Consultant. She is not aggressive or pushy in terms of recommendations. And she’s able to provide alternative solutions that suit my needs and portfolio.
Bernard, Engineer
Janelle was persevering, yet not pressurising with her approach. She's approachable and professional in providing the right information for my financial planning, while not being overwhelming with it.
Sachin, Project Manager
Hui Pin (Janelle) is a humble lady. She will understand the needs first before proposing solutions that best fit into the requirements.
Kavitha
Janelle is a nice lady. She presented the solution in an understanding way after identifying my needs. I felt relax and comfortable throughout the financial planning consultation.
