Home Dreamers

Janelle Chong Hui Pin

In Touch

A Monthly Curated Newsletter

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

New HDB policy: Standard, Plus and Prime – how does it affect you?

Housing and Development Board (HDB) will change how it classifies Build-to-Order (BTO) projects, starting in the second half of 2024. The policy changes intend to ensure that HDB policies continue to remain relevant in Singapore's current social and economic construct.

Understand the costs of buying a home

This article provides a comprehensive guide to the costs of buying a home in Singapore, including down payment, stamp duty, legal fees, and renovation costs.

DECORATE YOUR HOME FOR FREE | 10 DECOR IDEAS ON A BUDGET

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Janelle Chong Hui Pin

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DISCLAIMER

This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

© Janelle Chong Hui Pin, All rights reserved.

Testimonials and Referral Notes

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Chloe, Gymnastics Coach

Janelle is a dedicated Financial Services Consultant who is passionate about delivering quality work and cares for her clients. She reached out to me proactively to arrange the appointment based on my schedule. During the consultation, she would do risk profile analysis and make sure I made well-informed investment decisions that aligned with my goals and risk tolerance. I feel assured during the financial planning process.

Wong Yan Yan, Senior Manager

Janelle's a friendly and approachable Financial Services Consultant. She's professional and knowledgeable in her area of field and I felt very comfortable throughout the consultation process.

Jaz, Supervisor

Janelle is a patient and accountable Financial Services Consultant. She’s attentive with my enquiries and provides good after-sales services. And she is prompt with follow up when it comes to appointment arrangements. Janelle 是一位有耐心且负责任的金融服务顾问。她很用心的回复我的疑问，并提供良好的售后服务。在预约安排方面，她会及时跟进。

Thi Diep My, Engineer

Janelle's a friendly Financial Services Consultant. She proactively provided me the information relevant to my financial portfolio to address my concerns/needs. Most importantly she explained well on how can I do better in financial portfolio planning.

Wei Quan, Laboratory Analyst

Janelle spent time to understand my portfolio and situation. She listened to my concerns and needs before making any recommendations. She always has my best interest at heart, and designed the solution based on my needs. I feel assured with her services and recommendations.

Eve, Trainer

Janelle is a very responsible person. She knows that financial services is a career that can help and impact many people live positively. She always knows what her goals are and is very serious about it. I will not hesitate to recommend my friends who need her financial planning services.