Home Dreamers

Janelle Chong Hui Pin

In Touch

A Monthly Curated Newsletter

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

New HDB policy: Standard, Plus and Prime – how does it affect you?

Housing and Development Board (HDB) will change how it classifies Build-to-Order (BTO) projects, starting in the second half of 2024. The policy changes intend to ensure that HDB policies continue to remain relevant in Singapore's current social and economic construct.

Understand the costs of buying a home

This article provides a comprehensive guide to the costs of buying a home in Singapore, including down payment, stamp duty, legal fees, and renovation costs.

DECORATE YOUR HOME FOR FREE | 10 DECOR IDEAS ON A BUDGET

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Janelle Chong Hui Pin

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DISCLAIMER

This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

© Janelle Chong Hui Pin, All rights reserved.

Testimonials and Referral Notes

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Angela, Finance Executive

慧宾是我好朋友的顾问, 我是通过好朋友介绍下认识她的。我很欣赏慧宾的专业与耐心，她很仔细的讲解保险规划内容。以前我对保险规划只是一知半解，听了她的讲解后已经了解与明白如何进行规划。 Janelle is my good friend's Financial Services Consultant, I know her through referral. What I like about Janelle is she's very professional, patient and she explained the insurance planning clearly. Previously I was not clear about insurance planning. Now I'm fully aware and understand how it works after meeting her for consultation.

Wei Song

Janelle is an experienced Financial Services Consultant. Her professionalism, clear explanation, and unwavering dedication to guide young adults like me through critical illness planning are unparalleled. She transformed a complex and daunting process into something manageable and comprehensive. If you’re young adult seeking guidance for financial planning, I wholeheartedly endorse her services.

Ing Ming, Engineer

Janelle's very responsive Financial Services Consultant. She'd respond to my enquiries swiftly. While designing the financial portfolio, she'd understand my needs first and explain the policy details patiently.

Tom Low, Engineer

Janelle is a very friendly and easy- going Financial Services Consultant. She'd follow up with me on my needs of coverage and keep me update with financial information.

Wei Quan, Laboratory Analyst

Janelle spent time to understand my portfolio and situation. She listened to my concerns and needs before making any recommendations. She always has my best interest at heart, and designed the solution based on my needs. I feel assured with her services and recommendations.

Zulhilmi & Nelly

Janelle is someone who is easy to communicate to. She explained our needs and concerns in details. Will recommend her services to my family members and friends.