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Janelle Chong Hui Pin

In Touch

A Monthly Curated Newsletter

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

New HDB policy: Standard, Plus and Prime – how does it affect you?

Housing and Development Board (HDB) will change how it classifies Build-to-Order (BTO) projects, starting in the second half of 2024. The policy changes intend to ensure that HDB policies continue to remain relevant in Singapore's current social and economic construct.

 
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Understand the costs of buying a home

This article provides a comprehensive guide to the costs of buying a home in Singapore, including down payment, stamp duty, legal fees, and renovation costs.

 
read more
 

DECORATE YOUR HOME FOR FREE | 10 DECOR IDEAS ON A BUDGET

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Janelle Chong Hui Pin
 
 
 
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DISCLAIMER

This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

© Janelle Chong Hui Pin, All rights reserved.

Testimonials and Referral Notes

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Chloe, Gymnastics Coach

Janelle is a dedicated Financial Services Consultant who is passionate about delivering quality work and cares for her clients. She reached out to me proactively to arrange the appointment based on my schedule. During the consultation, she would do risk profile analysis and make sure I made well-informed investment decisions that aligned with my goals and risk tolerance. I feel assured during the financial planning process.

Xuejing, Engineer

Janelle's a sincere Financial Services Consultant. She had been constantly following up with me, to update me the relevant financial information. During the financial planning consultation, she listened to my needs and answered all my enquiries. I felt assured to engage her services.

Pandey Saurabh, IT Security Analyst

Janelle had provided an excellent financial services and consultation. She could understand my needs and proposed the solutions that matching my needs exactly.

Wei Song

Janelle is an experienced Financial Services Consultant. Her professionalism, clear explanation, and unwavering dedication to guide young adults like me through critical illness planning are unparalleled. She transformed a complex and daunting process into something manageable and comprehensive. If you’re young adult seeking guidance for financial planning, I wholeheartedly endorse her services.

Ann Kee, Accountant

Janelle's a professional and knowledgeable Financial Services Consultant, who is helpful and prompted with follow up. She had recommended the appropriate solution to fulfilled my financial needs. Most importantly, she would explain the financial products fully and clearly.

Wei Feng, Data Science Engineer

Janelle is a friendly Financial Services Consultant, who is good at building relationships. She has confidence in the work and services she provides to support my financial planning. Most importantly, she always puts my priorities first and ensures that the solution proposed helps me achieve my financial goals.