Home Dreamers

Janelle Chong Hui Pin

In Touch

A Monthly Curated Newsletter

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

New HDB policy: Standard, Plus and Prime – how does it affect you?

Housing and Development Board (HDB) will change how it classifies Build-to-Order (BTO) projects, starting in the second half of 2024. The policy changes intend to ensure that HDB policies continue to remain relevant in Singapore's current social and economic construct.

Understand the costs of buying a home

This article provides a comprehensive guide to the costs of buying a home in Singapore, including down payment, stamp duty, legal fees, and renovation costs.

DECORATE YOUR HOME FOR FREE | 10 DECOR IDEAS ON A BUDGET

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Janelle Chong Hui Pin

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DISCLAIMER

This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

© Janelle Chong Hui Pin, All rights reserved.

Testimonials and Referral Notes

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Vincent, IT Engineer

Hi Everyone, Janelle was very patient throughout the financial planning process. She kept in touch and followed up with me patiently. She helped to analyse my current financial portfolio and explained to me what I had missed out. I'm satisfied with her consultation and services provided.

Daniel, Student

After meeting with Janelle and Nicholas, I now have a much clearer understanding of my current portfolio planning. They provided a comprehensive summary of my policies and thoroughly explained the benefits and coverage I have. Overall, my experience with them has been both pleasant and insightful.

Chin Poh, Manager

我是通过朋友介绍下认识慧宾的。慧宾很专业的根据我的需求来进行规划。我很放心的把自己的portfolio交给她管理。 I got to know about Janelle through my friend. Janelle designed the financial planning professionally based on my needs. I felt assured to let her to manage my portfolio.

Shoureen Shah, Head of Procurement

She is able to listen and understand client's situation, providing advice per specific needs. I would recommend her services to those who need it.

Gideon Cheong, Club Growth Director

This is to appreciate Janelle Chong (Hui Pin) whom I've known for many years. She is a conscientious hard working person who are always cheerful. She is careful and meticulous with details and always willing to help. She's calm and composed when challenged in awkward situations as she always prepared with a solution. I will not hesitate to recommend her as a trustworthy person whom we can rely on anytime. She will be an ideal Financial Services Consultant if you will believe me. Sincere regards to Hui Pin.

Jimmy, Inventory Section Leader

I have known Janelle for years, she is someone trustworthy. I like her honesty that differentiates her from other consultants. I would recommend her to my family and friends who looking for financial services and advices.