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Janelle Chong Hui Pin

In Touch

A Monthly Curated Newsletter

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

New HDB policy: Standard, Plus and Prime – how does it affect you?

Housing and Development Board (HDB) will change how it classifies Build-to-Order (BTO) projects, starting in the second half of 2024. The policy changes intend to ensure that HDB policies continue to remain relevant in Singapore's current social and economic construct.

 
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Understand the costs of buying a home

This article provides a comprehensive guide to the costs of buying a home in Singapore, including down payment, stamp duty, legal fees, and renovation costs.

 
read more
 

DECORATE YOUR HOME FOR FREE | 10 DECOR IDEAS ON A BUDGET

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Janelle Chong Hui Pin
 
 
 
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DISCLAIMER

This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

© Janelle Chong Hui Pin, All rights reserved.

Testimonials and Referral Notes

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Louise Loi

Janelle is an approachable and knowledgeable Financial Services Consultant. She will understand my stage of life and look into my portfolio planning accordingly. She always has my best interests in mind and ensures that the solution meets my financial needs and objectives.

Dileep, Manager

Janelle is genuine, friendly and prompt with updates and follow up. She's very resourceful and provided detailed information for me to make a well-informed decision for saving/investment planning. I would recommend her to my friends and family.

Baocheng, Marketing Executive

Janelle is sincere, thoughtful and extremely helpful. She displays a personal touch by first understanding and analysing my financial situation before recommending the best suitable product. I was highly impressed by Janelle’s knowledge of the products. She is clear and precise on the products recommended. She is approachable and open in sharing information about the products and market. Janelle also updates me on the latest products and promotion that I might be interested in. I would be more than happy to recommend Janelle to anyone for her dedicated services.

Thi Diep My, Engineer

Janelle's a friendly Financial Services Consultant. She proactively provided me the information relevant to my financial portfolio to address my concerns/needs. Most importantly she explained well on how can I do better in financial portfolio planning.

Kester, Engineer

I have met a number of Financial Services Consultants, yet Janelle is the one I would like to stay connected with. She's approachable and friendly, it's comfortable to discuss financial planning matters with her. I'd recommend her to my family and friends.

Xuejing, Engineer

Janelle's a sincere Financial Services Consultant. She had been constantly following up with me, to update me the relevant financial information. During the financial planning consultation, she listened to my needs and answered all my enquiries. I felt assured to engage her services.