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Janelle Chong Hui Pin

In Touch

A Monthly Curated Newsletter

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

New HDB policy: Standard, Plus and Prime – how does it affect you?

Housing and Development Board (HDB) will change how it classifies Build-to-Order (BTO) projects, starting in the second half of 2024. The policy changes intend to ensure that HDB policies continue to remain relevant in Singapore's current social and economic construct.

 
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Understand the costs of buying a home

This article provides a comprehensive guide to the costs of buying a home in Singapore, including down payment, stamp duty, legal fees, and renovation costs.

 
read more
 

DECORATE YOUR HOME FOR FREE | 10 DECOR IDEAS ON A BUDGET

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Janelle Chong Hui Pin
 
 
 
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DISCLAIMER

This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

© Janelle Chong Hui Pin, All rights reserved.

Testimonials and Referral Notes

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Wei Quan, Laboratory Analyst

Janelle spent time to understand my portfolio and situation. She listened to my concerns and needs before making any recommendations. She always has my best interest at heart, and designed the solution based on my needs. I feel assured with her services and recommendations.

Hayati, Senior Director

Janelle is an active listener. She was able to pick up subtle points that I talked about in my conversation with her & made the appropriate recommendations that met my needs. She is prompt with her follow-up too. I would most certainly recommend her service.

Rae

As a fresh graduate, I feel it is important to know how to plan your financial and savings well from the start. Thus, I felt fortunate to meet up with Janelle to understand and know about financial planning. She is very professional and kind and resourceful in her work. She shared with me on how to plan my personal financial portfolio by showing me the timeline with life goals. I could fully understand the entire process and what can be done to ensure the financial stability at different life stages. Thanks Janelle!

Mark Azzopardi, Manager

Janelle's extremely helpful in arranging all the appointments for myself and my fiancee, helping secure the best benefits and insurance we need to start our next chapter together. Thank you for your patience and support!

Sean Ong, Manager

Janelle is a good listener. She will listen and understand my perspective before giving me any advice or recommendations. She is generous in sharing her knowledge and experience as well. She always engages me with a cheerful conversation that make me feel very comfortable.

Bernard, Engineer

Janelle was persevering, yet not pressurising with her approach. She's approachable and professional in providing the right information for my financial planning, while not being overwhelming with it.