Home Dreamers

Janelle Chong Hui Pin

In Touch

A Monthly Curated Newsletter

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

New HDB policy: Standard, Plus and Prime – how does it affect you?

Housing and Development Board (HDB) will change how it classifies Build-to-Order (BTO) projects, starting in the second half of 2024. The policy changes intend to ensure that HDB policies continue to remain relevant in Singapore's current social and economic construct.

Understand the costs of buying a home

This article provides a comprehensive guide to the costs of buying a home in Singapore, including down payment, stamp duty, legal fees, and renovation costs.

DECORATE YOUR HOME FOR FREE | 10 DECOR IDEAS ON A BUDGET

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Janelle Chong Hui Pin

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DISCLAIMER

This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

© Janelle Chong Hui Pin, All rights reserved.

Testimonials and Referral Notes

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Sravan, IT Security Analyst

I am pleased with Janelle's professionalism and expertise. She listened to my concerns and enquiries for investment planning attentively and addressed them accordingly. She analysed the features and benefits of each solution and whether it could meet my expectation and risk profile.

Zulhilmi & Nelly

Janelle is someone who is easy to communicate to. She explained our needs and concerns in details. Will recommend her services to my family members and friends.

Farrhan

I get to know about Janelle through referral. She's easy to communicate, able to understand my needs and concerns. I'd refer her services my friends and family.

Maityili, Student

Janelle has given me a great start on how to start financial planning at a young age and how it would benefit me at different stages of life.

Suh Jeng, Chemist

Janelle is very patient and friendly. I felt very comfortable throughout the discussion. She explained everything in detailed and clearly, and would provide professional advice. She would understand my needs first then recommending suitable solution that could fit into my current portfolio.

Wei Song

Janelle is an experienced Financial Services Consultant. Her professionalism, clear explanation, and unwavering dedication to guide young adults like me through critical illness planning are unparalleled. She transformed a complex and daunting process into something manageable and comprehensive. If you’re young adult seeking guidance for financial planning, I wholeheartedly endorse her services.