As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.
How to Be Happy in a Recession
Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.
Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023
5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling
I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
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DISCLAIMER
This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.
Janelle's extremely helpful in arranging all the appointments for myself and my fiancee, helping secure the best benefits and insurance we need to start our next chapter together. Thank you for your patience and support!
Yvonne, Project Manager
Both Janelle and Angela were patient in understanding my needs before diving into offering the range of products and services available under AIA.
What I really appreciated was that both of them were genuine and not pushy at all. Through their assessment I got a better understanding of what was my current financial situation and what products will best cater to it.
I would be more than happy to recommend Janelle and Angela to my family and friends.
Dunstan, Quantity Surveyor
As a first time insurance purchaser, Janelle has truly analysed and understand my needs. She has very strong knowledge and knows her products well. It was a great experience on my first purchase.
Lawrence Tan
Janelle is a service-oriented Financial Services Consultant. She is equipped with good financial product knowledge and prompt with follow-up. Most importantly, she understands my needs and able to advise appropriate actions need to be taken for my retirement planning.
Daniel, Student
After meeting with Janelle and Nicholas, I now have a much clearer understanding of my current portfolio planning. They provided a comprehensive summary of my policies and thoroughly explained the benefits and coverage I have. Overall, my experience with them has been both pleasant and insightful.
Joycelyn Tan, Manager
Janelle's willing to listen and understand my financial concern. She's able to advise and point out my financial gap during financial health check session. Most importantly, she'd recommend the appropriate financial solution that was suitable for my profile and could meet my financial needs.
