Finding The Silver Lining

Janelle Chong Hui Pin

In Touch

A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

How to Stay Optimistic During Hard Times

view video

Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Janelle Chong Hui Pin

WhatsApp Me

unsubscribe

You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.

DISCLAIMER

This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

© Janelle Chong Hui Pin, All rights reserved.

Testimonials and Referral Notes

View the full list

Jimmy, Inventory Section Leader

I have known Janelle for years, she is someone trustworthy. I like her honesty that differentiates her from other consultants. I would recommend her to my family and friends who looking for financial services and advices.

Sunny Chen, Executive Officer

Janelle is a kind and patient Financial Services Consultant. She is not aggressive or pushy in terms of recommendations. And she’s able to provide alternative solutions that suit my needs and portfolio.

Stephen, Life Managing Director

Janelle's passionate with helping people in financial planning. She is caring and serve people with all her heart. People are more open-minded to discuss the financial goals and issues with her. I would recommend her services to my family and friends.

Tian Yuan, Civil Engineer

Working with Janelle has been an incredible empowering experience. She is able to express herself clearly and break down complex financial concepts into easily understandable terms, ensuring that I’m not only informed but also confident in my financial decisions. Her responsible and professional approach to financial planning has given me peace of mind.

Swapnil, Assistant Director

Janelle is an active listener who is good with communication. She's able to explain well during the consultation. On top of that, she's also very consistent with her approach and follow up.

Bee Keng, Accountant

Janelle understood my work schedule and arranged the appointment according to my schedule. During the consultation, she listened to what I wanted and recommended the right solutions to my portfolio. I am pleased with the overall experience.