As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.
How to Be Happy in a Recession
Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.
Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023
5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling
I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
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DISCLAIMER
This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.
Janelle is a good listener. She's friendly, meticulous and truly understands our financial needs. During the consultation, she had walked us through the financial planning process and provided all the necessary information to assist us to make a well-informed decision.
Peng Ping
慧宾的服务态度很好，人又亲切。她很有耐心的把保险规划事项解释清楚。我会介绍她的服务给家人与朋友。
Janelle is excellent in her service attitude, she is kind and friendly. She patiently explained the insurance planning clearly. I will introduce her service to family and friends.
Dylan Lai, Director
Janelle's a friendly Financial Services Consultant. She would understand my financial objective and needs first before giving any suggestions/ advices. During the consultation, she had provided me an overview on my existing portfolio, risk exposed and what could be improved.
Bee Keng, Accountant
Janelle understood my work schedule and arranged the appointment according to my schedule. During the consultation, she listened to what I wanted and recommended the right solutions to my portfolio. I am pleased with the overall experience.
Swapnil, Assistant Director
Janelle is an active listener who is good with communication. She's able to explain well during the consultation. On top of that, she's also very consistent with her approach and follow up.
Mr & Mrs Yeoh
My wife and I are very happy with Janelle's professional financial planning services. She is knowledgeable and able to design the plan based on our needs and financial condition. We are very satisfied with the overall experience and definitely will refer family and friends who need her services.
我和妻子对Janelle的专业理财规划服务非常满意。她知识渊博，能够根据我们的需求和财务状况设计计划。我们对整体体验非常满意，肯定会推荐需要她服务的家人和朋友。
