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Janelle Chong Hui Pin

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A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

 
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Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

 
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How to Stay Optimistic During Hard Times

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Janelle Chong Hui Pin
 
 
 
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DISCLAIMER

This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

© Janelle Chong Hui Pin, All rights reserved.

Testimonials and Referral Notes

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Kavitha

Janelle is a nice lady. She presented the solution in an understanding way after identifying my needs. I felt relax and comfortable throughout the financial planning consultation.

Jian An, Marketing Manager

Janelle is very meticulous in analysing client's financial situation and advises accordingly the relevant plans that can help the client manage his/her finances better. She is very patient in explaining the plan details.

Cong Nyugen Thanh, Software Engineer

The overall financial health check session was very good. I could understand and visualise the financial planning journey clearly via the boat story. Would recommend Janelle's services to my friends.

Dileep, Manager

Janelle is genuine, friendly and prompt with updates and follow up. She's very resourceful and provided detailed information for me to make a well-informed decision for saving/investment planning. I would recommend her to my friends and family.

Wei Feng, Data Science Engineer

Janelle is a friendly Financial Services Consultant, who is good at building relationships. She has confidence in the work and services she provides to support my financial planning. Most importantly, she always puts my priorities first and ensures that the solution proposed helps me achieve my financial goals.

Yang Ming, Engineer

Janelle is friendly and able to match the right product based on my needs. She proactively helped me to find and gather relevant information which was very helpful to my decision making process. I would recommend her service to my friends and family.