As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.
How to Be Happy in a Recession
Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.
Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023
5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling
I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
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DISCLAIMER
This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.
Janelle's very responsive Financial Services Consultant. She'd respond to my enquiries swiftly. While designing the financial portfolio, she'd understand my needs first and explain the policy details patiently.
Denyce, Optometrist
Janelle was recommended by a friend of mine. She is friendly and professional with her approach. During the consultation, she listened to my needs and presented the solution in simple and understandable manner. I’d recommend her to family and friends.
Farrhan
I get to know about Janelle through referral. She's easy to communicate, able to understand my needs and concerns. I'd refer her services my friends and family.
Aik Thiah, Supervisor
I am comfortable speaking to Janelle about financial planning. She is patient, understanding, and meticulous with details. I would recommend her to my family and friends.
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Janelle is a kind and patient Financial Services Consultant. She is not aggressive or pushy in terms of recommendations. And she’s able to provide alternative solutions that suit my needs and portfolio.
Suh Jeng, Chemist
Janelle is very patient and friendly. I felt very comfortable throughout the discussion. She explained everything in detailed and clearly, and would provide professional advice. She would understand my needs first then recommending suitable solution that could fit into my current portfolio.
