As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.
How to Be Happy in a Recession
Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.
Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023
5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling
I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
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DISCLAIMER
This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.
Janelle is a responsible, patient and cordial Financial Services Consultant. She always patiently understands the needs of the customer and assists them to choose the right financial tools based on their financial portfolio. I am very happy to recommend her to someone I know.
Rae
As a fresh graduate, I feel it is important to know how to plan your financial and savings well from the start. Thus, I felt fortunate to meet up with Janelle to understand and know about financial planning. She is very professional and kind and resourceful in her work. She shared with me on how to plan my personal financial portfolio by showing me the timeline with life goals. I could fully understand the entire process and what can be done to ensure the financial stability at different life stages. Thanks Janelle!
Shoureen Shah, Head of Procurement
She is able to listen and understand client's situation, providing advice per specific needs. I would recommend her services to those who need it.
Janelle did the consultation properly. She would provide the recommendations based on my needs and concerns. Her way of consultation made me feel comfortable with assurance.
Sachin, Project Manager
Hui Pin (Janelle) is a humble lady. She will understand the needs first before proposing solutions that best fit into the requirements.
