Finding The Silver Lining

Janelle Chong Hui Pin

In Touch

A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

How to Stay Optimistic During Hard Times

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Janelle Chong Hui Pin

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DISCLAIMER

This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

© Janelle Chong Hui Pin, All rights reserved.

Testimonials and Referral Notes

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Fugen, Event Planner

Janelle provides holistic financial planning. During the consultation, she would understand my background and requirements first before suggesting or recommending. I felt respectful and comfortable throughout the consultation process.

Irene Hii, Manager

Janelle is a good listener. She's friendly, meticulous and truly understands our financial needs. During the consultation, she had walked us through the financial planning process and provided all the necessary information to assist us to make a well-informed decision.

Owen, Designer

Janelle is attentive and passionate with her job. She is humble and answer all my questions carefully. It is easy to get in touch with her, and she is responsive with all the queries in short period of time. Good after-sales services.

Chloe, Gymnastics Coach

Janelle is a dedicated Financial Services Consultant who is passionate about delivering quality work and cares for her clients. She reached out to me proactively to arrange the appointment based on my schedule. During the consultation, she would do risk profile analysis and make sure I made well-informed investment decisions that aligned with my goals and risk tolerance. I feel assured during the financial planning process.

Enrique & Macarena

Janelle's a reliable Financial Services Consultant who we trust with. She's very responsive with our enquiries and put us as her priority when we need her assistance. Most importantly, she will make time for us when we need her. We will recommend her services to our friends who are working in Singapore.

Vincent, IT Engineer

Hi Everyone, Janelle was very patient throughout the financial planning process. She kept in touch and followed up with me patiently. She helped to analyse my current financial portfolio and explained to me what I had missed out. I'm satisfied with her consultation and services provided.