Finding The Silver Lining

Janelle Chong Hui Pin

In Touch

A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

How to Stay Optimistic During Hard Times

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Janelle Chong Hui Pin

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DISCLAIMER

This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

© Janelle Chong Hui Pin, All rights reserved.

Testimonials and Referral Notes

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Aik Thiah, Supervisor

I am comfortable speaking to Janelle about financial planning. She is patient, understanding, and meticulous with details. I would recommend her to my family and friends.

Zulhilmi & Nelly

Janelle is someone who is easy to communicate to. She explained our needs and concerns in details. Will recommend her services to my family members and friends.

Ricky, Product Return Services Assistant

I have known Janelle since year 2011. She is a friendly, approachable and patient lady. I like the way how she communicates, it always makes me feel comfortable. I would recommend her to my friends and family members who need her financial planning services and advices.

Michelle Teoh

Janelle is a friendly and knowledgeable Financial Services Consultant. She provides timely updates and designs the solution based on my needs and financial status. I will recommend her to my family and friends.

Edwin Kiew

I wholeheartedly commend our Janelle for her exceptional attentiveness and sincerity. Her genuine care for our needs made us feel valued and heard throughout the entire process. It was refreshing to work with someone who prioritizes our interests over sales, creating a trustworthy and stress-free experience. Highly recommended!

Mr & Mrs Yeoh

My wife and I are very happy with Janelle's professional financial planning services. She is knowledgeable and able to design the plan based on our needs and financial condition. We are very satisfied with the overall experience and definitely will refer family and friends who need her services. 我和妻子对Janelle的专业理财规划服务非常满意。她知识渊博，能够根据我们的需求和财务状况设计计划。我们对整体体验非常满意，肯定会推荐需要她服务的家人和朋友。