Finding The Silver Lining

Janelle Chong Hui Pin

In Touch

A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

How to Stay Optimistic During Hard Times

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Janelle Chong Hui Pin

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DISCLAIMER

This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

© Janelle Chong Hui Pin, All rights reserved.

Testimonials and Referral Notes

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Stephen, Life Managing Director

Janelle's passionate with helping people in financial planning. She is caring and serve people with all her heart. People are more open-minded to discuss the financial goals and issues with her. I would recommend her services to my family and friends.

Angela, Finance Executive

慧宾是我好朋友的顾问, 我是通过好朋友介绍下认识她的。我很欣赏慧宾的专业与耐心，她很仔细的讲解保险规划内容。以前我对保险规划只是一知半解，听了她的讲解后已经了解与明白如何进行规划。 Janelle is my good friend's Financial Services Consultant, I know her through referral. What I like about Janelle is she's very professional, patient and she explained the insurance planning clearly. Previously I was not clear about insurance planning. Now I'm fully aware and understand how it works after meeting her for consultation.

Vincent, IT Engineer

Hi Everyone, Janelle was very patient throughout the financial planning process. She kept in touch and followed up with me patiently. She helped to analyse my current financial portfolio and explained to me what I had missed out. I'm satisfied with her consultation and services provided.

Raja Vamsi Adiraju, Director

Janelle and Charles have displayed great professionalism to fully understand my needs, carefully designed the financial product to address my main concern. They have given me insightful input on how I can use the financial tools to enhance my financial portfolio. After knowing my needs, they came out with 3-4 proposals for me to choose from. To facilitate the decision-making process, they sent me relevant information and brochures to ensure I had all the required information to make well-informed decision. I am satisfied with the overall experience and would recommend their service to my friends.

Mark Azzopardi, Manager

Janelle's extremely helpful in arranging all the appointments for myself and my fiancee, helping secure the best benefits and insurance we need to start our next chapter together. Thank you for your patience and support!

David, Designer (Consulting)

I felt very comfortable with the overall experience and consultation process. Janelle answered all my business related enquiries about investment and funds patiently. She was able to provide satisfactory and comprehensive answer with the questions posted.