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Janelle Chong Hui Pin

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A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

 
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Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

 
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How to Stay Optimistic During Hard Times

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Janelle Chong Hui Pin
 
 
 
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DISCLAIMER

This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

© Janelle Chong Hui Pin, All rights reserved.

Testimonials and Referral Notes

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Dunstan, Quantity Surveyor

As a first time insurance purchaser, Janelle has truly analysed and understand my needs. She has very strong knowledge and knows her products well. It was a great experience on my first purchase.

Sean Ong, Manager

Janelle is a good listener. She will listen and understand my perspective before giving me any advice or recommendations. She is generous in sharing her knowledge and experience as well. She always engages me with a cheerful conversation that make me feel very comfortable.

Isabella Teo, PA of Business Director

Very professional! I had a very pleasant experience with Hui Pin (Janelle). She's patient, friendly and professional. She did her best to understand my needs, explained every single details to ensure I was well-informed. She's willing to share her knowledge and experience in financial planning, which was very helpful. Most importantly, she would ensure I got the most out of every dollar I put in. Thanks much, Pin!

Eve, Trainer

Janelle is a very responsible person. She knows that financial services is a career that can help and impact many people live positively. She always knows what her goals are and is very serious about it. I will not hesitate to recommend my friends who need her financial planning services.

Sravan, IT Security Analyst

I am pleased with Janelle's professionalism and expertise. She listened to my concerns and enquiries for investment planning attentively and addressed them accordingly. She analysed the features and benefits of each solution and whether it could meet my expectation and risk profile.

Michelle Shim, Admin Officer

Janelle (Hui Pin) is a friend of mine who I have known for 8 years. She is someone trustworthy and reliable who I can trust with. I'm satisfy with her advise and service as she is able to recommend the product that fits well to my budget and portfolio.