Finding The Silver Lining

Janelle Chong Hui Pin

In Touch

A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

How to Stay Optimistic During Hard Times

view video

Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Janelle Chong Hui Pin

WhatsApp Me

unsubscribe

You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.

DISCLAIMER

This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

© Janelle Chong Hui Pin, All rights reserved.

Testimonials and Referral Notes

View the full list

Louise Loi

Janelle is an approachable and knowledgeable Financial Services Consultant. She will understand my stage of life and look into my portfolio planning accordingly. She always has my best interests in mind and ensures that the solution meets my financial needs and objectives.

Quek Tat Seng, Accountant

Janelle is able to understand my needs based on my current financial portfolio. She has shared some strategies with me on how can I enhance my portfolio after analysing my current policies and financial condition. I would recommend her service to my family and friends.

Arun Singh, Manager

Janelle explained everything well and in details. She proposed a few proposals based on my financial portfolio and needs, and that's very helpful for me to make well-informed decision. I would recommend her services to my friends who may need it.

Hilary, Compliance Officer

Janelle was referred by my boyfriend. She's good with communication. She would understand my needs and address my enquiries patiently.

Arnold, Software Engineer

Janelle is persistent with what she is doing. I like her way of doing consultation which is personalised and catered to my needs. We have established a good relationship after meeting for a few times.

Salvador, Sales Manager

Janelle's an active listener who listened and understood my needs. She's expertise in providing the solution that best fit into my portfolio for retirement planning.