Finding The Silver Lining

Janelle Chong Hui Pin

In Touch

A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

How to Stay Optimistic During Hard Times

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Janelle Chong Hui Pin

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DISCLAIMER

This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

© Janelle Chong Hui Pin, All rights reserved.

Testimonials and Referral Notes

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Thomas, Software Engineer

Janelle has been patient enough to explain the various policies and its benefits. She is consistent and meticulous in the various illustrations of investment/saving plans. She keeps communicating and manages the timing of all appointments well in advance. Thank you!

Louise Loi

Janelle is an approachable and knowledgeable Financial Services Consultant. She will understand my stage of life and look into my portfolio planning accordingly. She always has my best interests in mind and ensures that the solution meets my financial needs and objectives.

Baocheng, Marketing Executive

Janelle is sincere, thoughtful and extremely helpful. She displays a personal touch by first understanding and analysing my financial situation before recommending the best suitable product. I was highly impressed by Janelle’s knowledge of the products. She is clear and precise on the products recommended. She is approachable and open in sharing information about the products and market. Janelle also updates me on the latest products and promotion that I might be interested in. I would be more than happy to recommend Janelle to anyone for her dedicated services.

Ken Tan, Software Engineer

As someone who values clear communication and personalised financial advice, I used to feel overwhelmed by the thought of addressing my family’s financial needs. Thankfully, I connected with remarkable financial services consultant, Janelle. She’s been follow up with me to arrange appointments consistently, and addressed my financial concerns with appropriate solutions. Her fluency in Mandarin not only put me at ease but also allowed for detailed discussion.

Daniel, Student

After meeting with Janelle and Nicholas, I now have a much clearer understanding of my current portfolio planning. They provided a comprehensive summary of my policies and thoroughly explained the benefits and coverage I have. Overall, my experience with them has been both pleasant and insightful.

Enrique & Macarena

Janelle's a reliable Financial Services Consultant who we trust with. She's very responsive with our enquiries and put us as her priority when we need her assistance. Most importantly, she will make time for us when we need her. We will recommend her services to our friends who are working in Singapore.