A Calm Step Into the New Year

Janelle Chong Hui Pin

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A Monthly Curated Newsletter

As we embrace the new year, it may help to remember that the turning of the year doesn’t call for grand plans or perfect routines. Instead, it invites calm, adaptability, and trust in small, consistent steps. The collection of articles gathered here speak about the value of steadiness over speed, flexibility over force, and provides a quiet assurance to just keep going—even without clarity.

Most Resolutions Collapse by February. Here’s the System High Performers Use Instead

If your resolutions fade fast, it’s not a discipline problem. This piece shows how high performers skip rigid goals and build simple weekly systems instead—focusing on identity, small habits, and structure to create change that actually sticks.

Beyond the New Year: How to Turn Family Resolutions into Everyday Rituals

Make family resolutions stick by setting small, realistic, shared activity goals, involving children in planning, focusing on behaviours not outcomes, building connection, and staying flexible—so routines become enjoyable habits rather than abandoned ambitions.

Why humans are surprisingly bad at being happy | Laurie Santos

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Janelle Chong Hui Pin

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DISCLAIMER

This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

© Janelle Chong Hui Pin, All rights reserved.

Testimonials and Referral Notes

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Daniel, Student

After meeting with Janelle and Nicholas, I now have a much clearer understanding of my current portfolio planning. They provided a comprehensive summary of my policies and thoroughly explained the benefits and coverage I have. Overall, my experience with them has been both pleasant and insightful.

Jaz, Supervisor

Janelle is a patient and accountable Financial Services Consultant. She’s attentive with my enquiries and provides good after-sales services. And she is prompt with follow up when it comes to appointment arrangements. Janelle 是一位有耐心且负责任的金融服务顾问。她很用心的回复我的疑问，并提供良好的售后服务。在预约安排方面，她会及时跟进。

Zulhilmi & Nelly

Janelle is someone who is easy to communicate to. She explained our needs and concerns in details. Will recommend her services to my family members and friends.

Jimmy, Inventory Section Leader

I have known Janelle for years, she is someone trustworthy. I like her honesty that differentiates her from other consultants. I would recommend her to my family and friends who looking for financial services and advices.

Mr & Mrs Yeoh

My wife and I are very happy with Janelle's professional financial planning services. She is knowledgeable and able to design the plan based on our needs and financial condition. We are very satisfied with the overall experience and definitely will refer family and friends who need her services. 我和妻子对Janelle的专业理财规划服务非常满意。她知识渊博，能够根据我们的需求和财务状况设计计划。我们对整体体验非常满意，肯定会推荐需要她服务的家人和朋友。

Kester, Engineer

I have met a number of Financial Services Consultants, yet Janelle is the one I would like to stay connected with. She's approachable and friendly, it's comfortable to discuss financial planning matters with her. I'd recommend her to my family and friends.